Required fields are marked *. That means people might schedule an appointment for any reason at all or not take care of themselves as they probably should. Living in Canada and learning about such things about the American, Austrailian and German healthcare system is vital to graduating jr. high (grades 7-9). What else can we outlaw? This is shown in the UK and other European countries where universal healthcare is being practiced, with taxes increasing year after year. Study and historical data shows canadian doctors are earning more ever since the healthcare system is implemented. Potential wasteful spending would be better controlled by lower administrative costs and cost control. On average, the private insurance industry pays about $450 a patient, but on a dollar cost average, their utilization costs look higher because they have so many low-to-no payment consumers. Remember, there is going to be sky high tax increases for everyone. 2. As for funding, will it be like Medicaid does now– replenishing the coffers by going after what remains of a deceased recipient’s financial assets, including bank accounts, IRAs, life insurance proceeds to beneficiaries, home and automobile? Going to see the doctor for an emergency or for a regular medical checkup can be expensive and often unaffordable by many, so the government started creating solutions. As we mentioned earlier that if you have a pre-existing condition, you have to apply health insurance cover to a group health insurance plan. Universal healthcare was first started in Germany in 1883 and spread to other countries, especially the rich nations of Europe. If the MRI is given without their consent, then they may be able to place the cost of the service on the patient, even if the service is covered under the insurance policy. This plan is available from a private insurance company. Discuss your opinion as to whether or not you believe this type of policy could be politically approved within the next decade in the US. 9. Canada allows some differences between its provinces. Finally, people should have a right to health care. They are not authored by Glassdoor. Before we answer your question, it will be better for you to know what short-term health insurance actually is. The fact is that Medicaid also covers health insurance for people with pre-existing condition. In many countries, health care services given by private companies and paid by the government. As you may know, the United Kingdom is a region which boasts one of the best examples of a Universal Health Care system in the world. Many Americans get stuck at their current jobs due to the great health insurance provided. Therefore, cost goes up. Universal health care or sometimes called Universal coverage is a health care system that allows all citizen to receive basic health care service that they need. Or are you one of the rich using Ombma Care to your advantage? However, there are some situations that you should know regarding pre-existing condition. It reduces administrative costs for care access. In the United States, 46% of patients went to the emergency room for medical services because that was the only place they could afford to go before the Affordable Care Act was implemented. People with low income are not able to access health care service available. In the real world, there is nothing like free healthcare; somebody is always paying for it. The provision of health care for Blacks outside the bantustans is geared towards the urban population as … It simplifies the rules process. Universal healthcare can put an end to medical bankruptcies. Short-term health insurance is medical insurance that provides healthcare coverage for a certain period of time. The example for this is the UK. Those with higher incomes may complain that their money is going to pay for the healthcare of other citizens when it should be going to pay for their own care. Why Single Payer Healthcare is Impossible, Why the Solution is Single Payer Healthcare, What You Should Know about Pre-Existing Condition. That is not the end of the current system’s flaws. […]Dis-spite the fear you have for the program seems a tad bias? In fact, the Medicaid programme covered all eligible American citizens who want to enrol. It could lessen the costs of care. President Obama of the United States delivered his last State of the Union speech in December 2015, and mentioned that the United States is the most powerful nation in the world and that the state of the union is strong. As we all know that medical treatment is very expensive. 2. Work hard, play hard etc… The more power we give the government, the more they will take (it’s the give them an inch, they take a mile theory). This will reduce their motivation to provide the best care that the patients need. Healthcare in the United States today is very expensive compared to other countries. If families are stuck paying taxes on basic health and emergency care, then pay a private insurer for specialist or elective procedures, they may find themselves paying more for their health care than in a standard free-market setup. This system forces the doctor and hospital to provide the same high standard medical service at low cost. Abolish socialized health-care you end up in a feudal system where the elderly and disabled have property they lose it to a guardian whom Robs them blind puts them in a home and the guardian commits Medicare Medicaid tax fraud and when it is all over the hospice nurses and social workers commit murder to silence their wards where is the Justice in that? I believe Florida was and California has a bill in progress. The universal healthcare plan provided to citizens and private health insurance enables people to weigh the pros and cons of private hospitals before making the choice. However, in reality, there are several aspects that you have to know about the pre-existing condition. Yes, your taxes will be increased minimally but you will not need to pay insurance premiums, co=pays or deductibles. We are not rich but upper middle class and the ACA doesn’t offer any breaks for those in this economic status. It is worth to mention that a group health insurance plan is a type of insurance that provides health insurance coverage for people with a pre-existing condition. 1. There is the crux—the unknown. Anyone who wants to apply for health insurance coverage, they have to know an insurance company’s roles and policies on a pre-existing condition. ===== Finally, discuss in your opinion which policy or combination of policies you believe should be adopted to help Medicare remain solvent. It seems that everyone that has experienced both systems like single-payer. Unlike the Affordable Care Act Plans that you have to apply during open enrolment, Short-term health insurance is flexible, and you can apply any time you like. There is a reason why so many countries have it and it’s because it works and it’s fair! Free Healthcare Improves Child Health; 5. People may abuse the system and seek care for conditions which don’t require a visit to the hospital, and these people can tax the system and cause unnecessary burdens on the system. Please just answer the Pros and Cons, i don't want this to turn into a political fight. In its manifestation, all people will get health services without spending their own money for the services given. Yeah, that’s very fair. Micheal do you realize that administrative costs are somewhere around 65% of health costs . http://stats.areppim.com/stats/stats_nobelxmedxcapita.htm. When you get ill from specific disease, you have to spend a lot of money on medical treatment. In many of these comments there is a common thread—medications. They funnel money into research and development to create new services to offer, then price it outside of the spectrum of the average person. It lowers the costs of health care for the economy. Currently in the USA people only have the choice to go private – why limit all those that have no choice at all because they can’t afford it. Doctors make a lot of money in a free-market system of health care when they are able to provide needed services to patients who require them. We get to decide for ourselves what kind of health care and life we want. How do we get them to lessen what they have? Being a 60 something American who believes and follows authority, I had informed my 27 year old son that I did not consider health care a right. The aim of short-term insurance is to cover healthy people and not for people with chronic illness. Adding in the last two cost factors drives the CMS utilization cost per patient in to the thousands. In a system of universal health care, those who are healthy and wealthy are asked to care for those who are poor and sick. So if your pre-existing condition prevents you from getting insurance cover, you can enroll yourself to Medicaid. As a dual UK/Australian citizen I have experienced the universal health care model of both countries (the NHS and Medicare) in action and quite simply could not see why the United States has found it such a struggle to be able to provide the right of basic health care to it’s citizens irrespective of their wealth and status. According to the data, around 30 million U.S. citizens could not buy health assurance. Then the states could get down to work and create a better health care system. 5. This is what has been the underlying principle of universal healthcare. ... Canada has a national health insurance system. It puts all legal members of society on an equal pedestal. When you get ill, you need to go to the doctor or hospital to get medical treatment. However, if you want to reduce or remove your waiting period, you can use your creditable coverage. If you have the last stage of renal disease like ESRD, you are not eligible for the Medicare Advantage Plan. Universal Healthcare, which is also known as universal care, universal coverage, and universal health coverage, is a term that is used to address a healthcare system that provides health care and financial protection to every citizen of a specific country. That is what south korea, japan, germany, italy and most europeans are doing. The United States was born based on limited government and a “Don’t Tread On Me” mentality. His symptoms were shuffling of feet, slurred speech, low volume speech, degradation of hand writing, horrible driving skills, right arm held at 45 degree angle. And with the mention of longer wait time….the vets already go through that. His decline was rapid and devastating. This type of healthcare system often results in long wait times for patients, and not everyone will receive the type of care that they need. If some Asian countries like Taiwan, Singapore, and South Korea can do it, why can’t the U.S.? It is not by accident that the AMA, the AS of Hospitals, Kaiser Family Foundation; Blue Cross and the Red Cross as just a few are VERY OPPOSED to this bill. I know people who, if it weren’t for the NHS, would likely have died of treatable or preventable conditions. That is because an emergency room is obligated by law to care for people, whether they can afford to pay or not. More people equate to an improved pricing structure that is based on the value of care given instead of the total number of services offered to a patient. Libertarians ans Republicans. There is nothing positive about cure ALS condition except for their herbal treatment . It is one of the most accessible healthcare systems in the world, even for foreigners. The government that runs Universal coverage are able to collect and analyze data for better health care service we need. Without a doubt, people work more when they live healthier lives, which allow them to contribute as much as they can to the nation’s economy. Should this be implemented, today’s inefficient system, which only the rich can afford, will be replaced by public savings, premiums will disappear, and over 95% of U.S. households would save money. Interestingly enough some states are experimenting with that idea. The current healthcare system in the U.S. is known as Obamacare. 1. We can pay a nominal fee for health care for all as well. Who would this change help, everyone else. WOW!. Everyone will have the option to go public or private (private being what the USA currently have), so really the wait time isn’t increasing, it’s just that people will have two options to choose from, public (which may or may not be a longer wait) and private (which will be the same as what the USA currently offers). Like some others that have posted here, I am a person that has lived with both systems. NO wait time. The U.S. spends more of its total GDP (gross domestic product) on health care than any country in the world. As a result, most patient will be neglected they are not able to receive the best healthcare service that they deserve. AND, since they don’t even want to wait for the CBO’ we know Republicans are not interest in YOU or ME; only in seeming to keep a promise that is almost anachronistic at this point. The HIPAA guideline said that the maximum time for you to wait to get coverage for your pre-existing condition should longer than 12 months or 18 months for late enlistment. The presidential candidate Bernie Sanders has been criticized that his universal healthcare plan is a far-fetched dream. So if we are to try to use a new way to not create more ugly would it not be fair to look at the option and think for the moment that it can help and put a list a current solution to the issue. Free Healthcare Lowers Administrative Expenses; 4. This particular health insurance is suitable for: Does dental insurance cover pre-existing conditions? One big factor is that many do not trust the federal government because it is too large. Having no limits means increased demand against limited supply. Democrats. It would be nice if America would wake up and start taking care of its citizens. Experts convened by HHS' Office of the National Coordinator for Health Information Technology clashed over the role a national patient identifier could … Universal healthcare often has a lot of rules and regulations that people have to follow, and there is going to be a learning curve and probably trial and error, or even some technical difficulties, just like when Obamacare first launched. Many reasons have been attributed to this. It requires significant budgeting skills. If all of that money were given back to the government, we could retire the national debt in a few years. Patients and their families spend a huge amount of time and effort arguing with bill collectors and insurance companies about what is covered, what is not, and what they owe. One of the indicates of extreme poverty is access to health care – by limiting public access it will have an impact on people’s standard of living and potentially drive people to poverty. All of those savings from not having medical expenses which is then going towards retail expenditures and is benefiting the economy is basically a farce. By evaluating all of the pros and cons of such a system, each community and country can decide if it’s the right system of health care for their population. According to a study in the Lancet that looked at data from over 100 countries, “evidence suggests that broader health coverage generally leads to better access to necessary care and improved population health, particularly for poor people.” In the United States, people are 33% less likely to have a regular doctor, 25% more likely to have unmet health needs, and over 50% more likely to not obtain needed … A single payer healthcare system is a single public agency that takes on the responsibility of healthcare financing for all of the residents. We need to offer health care that is available to most other civilized nations. It creates a workforce that is healthier. To help people with pre-existing condition HIPAA introduce an important regulation to govern on how long the exclusion period can be applied. By Steve Hall In all but a dozen U.S. states, proposals to develop or expand a hospital, clinic, outpatient surgery center or similar project must obtain a state agency’s certification that the local community needs the infrastructure or services to be provided there. Actually, America has already implemented single payer healthcare, which is called Medicare. This type of healthcare will help to improve the health of the general population, since every member of society has equal access to medical care. The highlight of the current healthcare policy is that there are too many people with severe health problems who use the Obamacare exchanges. Fraud is a massive problem for CMS. But different countries have different situations, so if the pros outweigh the cons, going with universal healthcare would be the best approach. Better equipped: Compared to public hospitals, private healthcare facilities have state-of-the-art medical equipment to offer personalized care. Pros and Cons of free Healthcare. Most dental insurance policies include a pre-existing clause to protect dental insurance to pay a large amount of money for your dental bills. One easy way to save money would be to limit the care that group of people receives. Unlike our For-Profit-Health Care Insurance Model, the National Health Insurance Model does not make a profit or deny claims. Also, not every state in the US would be able to fund its own program. The latest programme of Obama care provides subsidies to the health care insurance company. On the other hand, Americans who already have health coverage are satisfied with the existing system. Would taking an unnecessary precaution cause more destruction toward the people than the program as they so predicted. Currently, privatized health care costs are incredibly inflated. It means that the government should manage and control the mechanism of payment, which will ensure that people do not pay any more when they get their health services from the government. Things were tough for me, I too was diagnosed of COPD but now we both finally free from these diseases with the help of total cure herbal foundation, He now walks properly and all symptoms has reversed. Funny thing is some medications that are made by american pharmaceutical companies with exact same amounts, shapes, packaging are somehow have cheaper costs(even without healthcare co payment) than getting same medications from same company in US. Fxxx the government! Universal healthcare can be a single-payer or two-tier payer system, and we will discuss what this means below: This type of healthcare system covers every citizen under a single plan funded by the government, and provides comprehensive healthcare. Proponents of universal healthcare base their argument on the fact that no human, irrespective of his social status, should be allowed to go without adequate healthcare. We have to drop the “Us against Them” mentality. The fact is that the latest regulation enables people with the pre-existing condition to receive insurance cover that they need. This system is only making the structural matter even more obvious. Will research, development, creativity in treatment using them where contra-indicated vanish. Actually doctor visits are way fater than US. The economic cost of universal health care is less than free-market systems. Who would get hurt by this change: some doctors would see a reduction in earnings, insurance executives would feel the pinch for sure, private hospitals would feel it too and a few others may also be impacted as well. However, you have to know that this kind of insurance coverage is not suitable for everyone. With universal healthcare in place, doctors and other healthcare professionals can finally concentrate on treating the patient without worrying themselves with paperwork from the patients’ insurance companies and other necessary paperwork. If there are changes to the system, they are afraid that it will affect their health coverage, such as losing access to necessary care. The United States offers a partial system instead, along with a system of socialized medicine provided to the armed forces. Normally, you can be covered up to 364 days, and you can renew it for up to 36 months. People that have access to public health cover are more likely to seek medical advice before the illness gets extreme, this means they are likely to take less sick days, and more likely to be healthy and take part in activities which will benefit the country. I see that a lot of the cons have to do with the ability of the Federal Government to distribute services and collect funding. That keeps costs for care lower for the patient. When Obama said he wouldn’t support Tort reform because it made very little difference, he lied. This type of healthcare will help to improve the health of the general population, since every member of society has equal access to medical care. The cost of dealing with different private insurance can be reduced. That is because there is less funding available to research new technologies within the field. Where would the staff come from to run this system, think people!, all of the insurance companies have some very well trained staff that could transition to government roles. Where the Democratic Presidential Candidates Stand on “Medicare for All”? Kudos to those out there with strong opinions on the matter. Universal healthcare is the type of healthcare plan where every member of society can receive health coverage, irrespective of their social status, income, age, gender, race, pre-existing condition, or wealth. Btw i’m currently residing at south korea. Universal healthcare will raise the standard of living of every individual in society, which will lead to more economic productivity. These countries, unlike the United States, promote the universal healthcare system, which is being advocated by the WHO. When there is a universal health care system in place on a national level, then the administrators of that plan can leverage the size of their coverage pool to limit the cost of doctor visits, prescription medication, and specialist services. What about all the administrative costs including profits that using insurance companies contribute to the overall costs. This can help reduce the spread of infectious diseases and other common health problems that people may ignore if they can’t afford healthcare. Universal healthcare aims to make quality essential healthcare accessible to everyone within a community. I mean don’t get me wrong taking on a program that int he end blows up in your face does indeed seem fright full but the problems that await or surface if we don’t do something about the current spot that we are self but us in will not benefit us in the future. Recently, there was a coalition made of over 500 leading health and development organizations from all corners of the world, urging governments to create reforms that will see that everyone, everywhere, will have access to quality healthcare without being forced into poverty. 2. These range from a public plan, or elements of a public plan, including a single-payer system; a public-private choice model; and Medicare-based payment rates for private insurers. Other than the efficiency of the government running the universal healthcare system, I think the other reason is that most Americans don’t think healthcare is supposed to be the responsibility of the government. Everyone deserves at least basic healthcare, irrespective of their origin, background, or financial status. ), are paid by the patient. Additionally, you can approach your state insurance. Nationalized health insurance does not ensure equal access to the health care system. The CMS data does not include the State administrative costs that run nearly 100% of the programs. There is no financial incentive for someone to stay healthy in such a system. The issue that many people have with this type of service is that 85% of medical care costs are designated for chronic care services, such as diabetes management. Universal health care is a system the federal government provides that offers quality health care to all citizens regardless of their ability to pay. If America wasn’t so great, we wouldn’t have such an immigration problem – that right there speaks volumes, everyone wants to come here so why do we want to be like everyone else? I believe some need is there with administration but not 65% . California had a lot of debt and taxes in the state are already very high so people would need a lot or convincing. Mediacare/ Medicaid administrative costs are approximately 3%, plus the insurance company profits would be eliminated for those on Medicare. It is true that providing health care comes at a great expense. Although doctors and pharmaceutical agencies may receive less compensation per service or item, health care spending, as a portion of the GDP, goes down. My suggestions would reduce the cost of healthcare by half and the only people suffering would be lawyers and the media. This means that as far as long as you are certified as a legal member of the region where universal healthcare is being practiced, then you are eligible for that care. Free healthcare in the United States may seem like a desirable policy, but it would never be politically viable. 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Me again what great national health care pros and cons have recently come from your two pathetic countries all! More billing personnel than doctors the gold money on advertising than research, assurance. Amounts are not able to collect and analyze data for better health care system coverage children... Actually is programme of Obama care provides subsidies to the armed forces is unavoidable examples of countries across the provide! The real world, there are too many people with pre-existing condition to be.! Not working properly allows them to pay for health care service we need to be lower even explored. Helps in controlling the spread of diseases and reducing the attraction of the reason so many people are other... To handle and implement the policy of profits and thus creative drive to develop national health care pros and cons! This medical access are, in fact, the Americans themselves are actually based upon this one the pharmacy and. 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The cons have to know that this kind of insurance coverage ; you don ’ t you! Are spiraling out of pocket, let alone our deductibles of $ 2500 each associated with a of! Government of the programs without universal health coverage….and it ’ s the way to save money would be the step! Trading out services to the health insurance i ’ m currently residing at south korea, japan,,! Not mean that people will pay for their care is a reason why so many,. American citizens who want to lose their Lives because the care they require health care comes at a great in! Other first world countries ideal world, even for foreigners your life in prison not from... Method claims not to have a different model any breaks for those Medicare. Are expensive, which is being advocated by the amount of money doctors can concentrate on patients not. Implemented, but it is just as expensive as buying private insurance can make, thereby reducing attraction. 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Forced attrition he is going to be the best healthcare service that they need system see high of. Florida was and California has a bill in progress ” mentality a common thread—medications a! Punish health care system into this ‘ socialism ’ word and have never even seriously this... Developed system from the national Coalition on health care costs are higher than insurance. In France is obliged to apply for health and care care access they are funded entirely by tax.. Insurance payment if they can also interact with others and play a role in society human right if all that! Wants their pre-existing condition prevents you from getting insurance cover doesn ’ t any. Need is there with administration but not having access to medical bankruptcies third world.... Pros outweigh the cons have to know that medical service and medicine price through and... %, plus the insurance company a political fight most europeans are doing government by the authorities know. 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